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Overview

Giza agents optimize yield by deploying capital across DeFi lending protocols on multiple blockchains. Users supply assets and earn interest from borrowers.

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Supported Protocols by Chain

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Core Protocols

ProtocolDescriptionKey Features
AaveDecentralized liquidity protocolIsolated risk pools, audited, deep liquidity
CompoundEstablished lending marketGas-efficient, single collateral model, composable
MoonwellBase-native lending protocolOptimized for Base, community governed
FluidLiquidity protocolEfficient capital usage

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Morpho Vaults

Morpho is a lending optimization layer that aggregates liquidity across multiple protocols:
VaultStrategy
Morpho Gauntlet USDC PrimeGauntlet-managed prime USDC strategy
Morpho Moonwell Flagship USDCMoonwell-backed USDC vault
Morpho Seamless USDC VaultSeamless protocol integration
Morpho Steakhouse USDCSteakhouse Financial strategy
Morpho Universal USDCUniversal USDC vault
Morpho Smokehouse USDCSmokehouse strategy

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Euler Vaults

Euler is a non-custodial lending protocol with modular vaults:
VaultStrategy
Euler USDCCore USDC vault
Token: USDC (6 decimals)

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Supported Tokens by Chain

TokenChainsDecimalsDescription
USDCBase, Arbitrum, Ethereum, Polygon6USD Coin - primary stablecoin
USDT0Plasma, HyperEVMVariableCustom stablecoin for specific chains

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Protocol Selection

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Agent Selection

When activating an agent, you select which protocols it can use: 
await agent.activate({
  owner: userWallet,
  token: USDC_ADDRESS,
  protocols: ['aave', 'compound', 'moonwell'],
  txHash: depositTxHash,
});

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Getting Available Protocols

Retrieve supported protocols for a token on your chain: 
const { protocols } = await giza.protocols(USDC_ADDRESS);

console.log('Available protocols:', protocols);
// Output depends on chain:
// Base: ['aave', 'compound', 'moonwell', 'fluid', 'morpho_gauntlet_usdc_prime', ...]
// Ethereum: ['aave', 'compound', 'fluid', 'morpho_usual_boosted_usdc', ...]

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Protocol Types

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Core Protocols

Traditional lending markets like Aave, Compound, Moonwell, Fluid, and Hyperlend:
  • Direct lending/borrowing
  • Pool-based liquidity
  • Variable APRs based on utilization
  • Audited contracts (for established protocols)

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Morpho Vaults

Optimization layer that aggregates liquidity:
  • Built on top of existing protocols
  • Managed strategies by firms like Gauntlet, Steakhouse, Felix, etc.
  • Can produce higher APRs through optimization
  • Additional layer of risk management
  • Available on most chains with varying strategies

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Euler Vaults

Modular lending protocol:
  • Non-custodial
  • Permissionless vault creation
  • Flexible risk parameters
  • Isolated markets
  • Frontier vaults for emerging strategies

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Protocol Risks

All DeFi protocols carry risk. Giza agents reduce exposure through diversification and optimization, but users should understand what can go wrong:

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Smart Contract Risk

  • Protocols are powered by smart contracts
  • Bugs or exploits can lead to loss of funds
  • Mitigation: Audits, time-tested protocols, bug bounties, diversification

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Liquidity Risk

  • Sudden large withdrawals can affect availability
  • High utilization may delay withdrawals
  • Mitigation: Diversification across protocols and chains

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Oracle Risk

  • Protocols rely on price oracles
  • Oracle failures can cause liquidations or losses
  • Mitigation: Using protocols with reliable oracle systems

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Protocol Governance Risk

  • Protocol parameters can change via governance
  • Changes may affect yields or security
  • Mitigation: Monitoring and automatic rebalancing

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Chain-Specific Risks

  • Network outages or congestion
  • Bridge vulnerabilities (for L2s)
  • Chain reorganizations
  • Mitigation: Choosing established chains

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Protocol Diversification

Giza agents spread capital across protocols to reduce exposure:
  1. No single point of failure
  2. Access to the best rates across protocols
  3. Liquidity spread across multiple pools
  4. Protocol-specific risks stay isolated

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Constraints for Protocol Management

Control protocol usage with constraints:

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Minimum Protocols

Ensure diversification: 
{
  kind: 'min_protocols',
  params: { min_protocols: 2 }
}

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Maximum Allocation

Cap exposure to any single protocol: 
{
  kind: 'max_amount_per_protocol',
  params: { max_amount: '5000000000' } // 5000 USDC
}

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Exclude Protocol

Blacklist specific protocols: 
{
  kind: 'exclude_protocol',
  params: { protocol: 'fluid' }
}

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Protocol-Specific Cap

Limit specific protocols: 
{
  kind: 'max_allocation_amount_per_protocol',
  params: {
    protocol: 'morpho_gauntlet_usdc_prime',
    max_amount: '2000000000' // 2000 USDC
  }
}

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Protocol Performance

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Protocol Discovery

Get available protocols for a token: 
const { protocols } = await giza.protocols(USDC_ADDRESS);

console.log('Available protocols:', protocols);
// ['aave', 'compound', 'moonwell', 'fluid', ...]

// Select protocols for activation
const selectedProtocols = protocols.slice(0, 3);

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Historical Performance

Agents track how capital performs across protocols: 
const { performance } = await agent.performance({ from: '2024-01-01 00:00:00' });

// See allocation across protocols over time
performance.forEach(point => {
  console.log(`${point.date}:`, point.portfolio);
  // { aave: 500, compound: 300, moonwell: 200 }
});

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Protocol Updates

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Adding New Protocols

As new protocols launch or existing ones upgrade:
  • Giza team evaluates security and liquidity
  • Protocols undergo risk assessment
  • If approved, added to supported list
  • Agents can automatically use new protocols

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Updating Agent Protocols

Change protocols for an active agent: 
await agent.updateProtocols(['aave', 'compound', 'moonwell', 'fluid']);
Updating protocols triggers rebalancing, which incurs gas costs.

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Next Steps

Optimizer

How Giza optimizes across protocols

Smart Accounts

How agents interact with protocols

Constraints

Control protocol usage with constraints

Quickstart

Get started with your first agent